Side-by-side · Q2 2026 data
Norstate Federal Credit Union vs Midcoast Federal Credit Union
Metric by metric
| Measure | Norstate Federal Credit Union | Midcoast Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 66 (stronger) |
| Capital cushion | 66 (stronger) | 61 |
| Loan quality | 42 | 86 (stronger) |
| Earnings | 40 (stronger) | 32 |
| Funding & liquidity | 81 (stronger) | 69 |
| Problem-loan coverage | 76 | 94 (stronger) |
| Peer percentile | 16th | 37th |
| Total assets | $280.0M | $267.1M |
| Deposits / shares | $244.5M | $235.7M |
| Capital ratio | 11.59% (stronger) | 11.11% |
| Problem loans | 1.74% | 0.41% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.30% |
| Return on assets | 0.50% (stronger) | 0.31% |
| Loans ÷ deposits | 79.2% (stronger) | 91.2% |
| Uninsured deposits | 14.6% | 5.5% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midcoast Federal Credit Union has the higher TellerScore (66 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Norstate Federal Credit Union leads on 4 and Midcoast Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.