Side-by-side · Q2 2026 data
North Adams M E Federal Credit Union vs M.O.S.E.S. Federal Credit Union
Credit union
North Adams M E Federal Credit Union
North Adams, Massachusetts · Under $100 million in assets
Credit union
M.O.S.E.S. Federal Credit Union
Boston, Massachusetts · Under $100 million in assets
Metric by metric
| Measure | North Adams M E Federal Credit Union | M.O.S.E.S. Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 81 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 100 (stronger) |
| Earnings | 0 | 6 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 12th | 68th |
| Total assets | $2.3M | $1.5M |
| Deposits / shares | $1.9M | $1.2M |
| Capital ratio | 17.92% | 21.94% (stronger) |
| Problem loans | 3.36% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | -0.99% | -0.34% (stronger) |
| Loans ÷ deposits | 58.4% | 31.0% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
M.O.S.E.S. Federal Credit Union has the higher TellerScore (81 vs 53). On the 5 directional measures above (where higher or lower is clearly better), North Adams M E Federal Credit Union leads on 0 and M.O.S.E.S. Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.