Side-by-side · Q2 2026 data
North American Savings Bank, F.S.B. vs Oakstar Bank
Metric by metric
| Measure | North American Savings Bank, F.S.B. | Oakstar Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 92 (stronger) | 48 |
| Loan quality | 70 | 84 (stronger) |
| Earnings | 72 | 79 (stronger) |
| Funding & liquidity | 50 | 56 (stronger) |
| Problem-loan coverage | 91 | 92 (stronger) |
| Peer percentile | 80th | 53rd |
| Total assets | $3.2B | $3.3B |
| Deposits / shares | $1.9B | $2.8B |
| Capital ratio | 14.21% (stronger) | 9.79% |
| Problem loans | 0.90% | 0.48% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 1.29% | 1.48% (stronger) |
| Loans ÷ deposits | 116.2% | 100.5% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 18.5% |
| Offices | 10 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.0% | 4.7% |
North American Savings Bank, F.S.B. has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), North American Savings Bank, F.S.B. leads on 4 and Oakstar Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.