Side-by-side · Q2 2026 data
North Carolina Community Federal Credit Union vs R T P Federal Credit Union
Credit union
North Carolina Community Federal Credit Union
Goldsboro, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | North Carolina Community Federal Credit Union | R T P Federal Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 58 |
| Capital cushion | 59 (stronger) | 31 |
| Loan quality | 96 (stronger) | 72 |
| Earnings | 65 (stronger) | 32 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 78th | 16th |
| Total assets | $107.1M | $142.2M |
| Deposits / shares | $98.3M | $130.0M |
| Capital ratio | 10.92% (stronger) | 8.08% |
| Problem loans | 0.13% (stronger) | 0.85% |
| Net charge-offs | 0.38% (stronger) | 0.52% |
| Return on assets | 1.13% (stronger) | 0.29% |
| Loans ÷ deposits | 56.2% (stronger) | 60.3% |
| Uninsured deposits | 6.2% | 2.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
North Carolina Community Federal Credit Union has the higher TellerScore (80 vs 58). On the 7 directional measures above (where higher or lower is clearly better), North Carolina Community Federal Credit Union leads on 6 and R T P Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.