North Carolina Community Federal Credit Union is a federal credit union headquartered in Goldsboro, North Carolina, in business for about 69 years. At the end of Q2 2026 it reported $107.1M in total assets and $98.3M in member shares and deposits, with 2 offices.
North Carolina Community Federal Credit Union has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 78% of its 1,341 credit unions with $100 million – $1 billion. Among 57 credit unions headquartered in North Carolina, it ranks 11th. Funding & liquidity contributes the most (100/100, 56% loans-to-deposits, 6% uninsured); capital cushion contributes the least (59/100, 10.92%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (79 → 80).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 79 |
| Q3 2024 | 77 |
| Q4 2024 | 79 |
| Q1 2025 | 78 |
| Q2 2025 | 79 |
| Q3 2025 | 82 |
| Q4 2025 | 80 |
| Q1 2026 | 79 |
| Q2 2026 | 80 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 10.29% |
| Q3 2024 | 10.61% |
| Q4 2024 | 10.47% |
| Q1 2025 | 10.59% |
| Q2 2025 | 10.79% |
| Q3 2025 | 11.17% |
| Q4 2025 | 11.03% |
| Q1 2026 | 11.06% |
| Q2 2026 | 10.92% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.09% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.06% |
| Q2 2025 | 0.14% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.13% |
| Q1 2026 | 0.21% |
| Q2 2026 | 0.13% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.30% |
| Q4 2024 | 1.12% |
| Q1 2025 | 1.04% |
| Q2 2025 | 1.11% |
| Q3 2025 | 1.22% |
| Q4 2025 | 1.16% |
| Q1 2026 | 1.06% |
| Q2 2026 | 1.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $107.1M | 10.92% | 0.13% | 1.13% | 56.2% |
| Q1 2026 | 79 | $102.7M | 11.06% | 0.21% | 1.06% | 58.1% |
| Q4 2025 | 80 | $100.5M | 11.03% | 0.13% | 1.16% | 60.2% |
| Q3 2025 | 82 | $96.8M | 11.17% | 0.07% | 1.22% | 61.9% |
| Q2 2025 | 79 | $97.0M | 10.79% | 0.14% | 1.11% | 59.7% |
| Q1 2025 | 78 | $96.0M | 10.59% | 0.06% | 1.04% | 59.2% |
| Q4 2024 | 79 | $94.8M | 10.47% | 0.02% | 1.12% | 55.3% |
| Q3 2024 | 77 | $91.9M | 10.61% | 0.41% | 1.30% | 56.2% |
| Q2 2024 | 79 | $91.6M | 10.29% | 0.09% | 1.23% | 55.2% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in North Carolina
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| American Partners Federal Credit UnionCredit union Reidsville, NC | 69 out of 100, Moderate | $107.7M | 10.6% | 0.30% | vs |
| Weyco Community Credit UnionCredit union Plymouth, NC | 49 out of 100, Below average | $115.5M | 9.9% | 2.21% | vs |
| Nova Credit UnionCredit union Charlotte, NC | 79 out of 100, Strong | $120.7M | 17.6% | 0.56% | vs |
| Bragg Mutual Federal Credit UnionCredit union Fayetteville, NC | 54 out of 100, Below average | $131.1M | 8.3% | 0.85% | vs |
| R T P Federal Credit UnionCredit union Rtp, NC | 58 out of 100, Moderate | $142.2M | 8.1% | 0.85% | vs |
| Duke University Federal Credit UnionCredit union Durham, NC | 64 out of 100, Moderate | $203.2M | 10.7% | 1.71% | vs |
Deposit insurance
Is my money safe at North Carolina Community Federal Credit Union?
Yes. North Carolina Community Federal Credit Union is a federally insured credit union (NCUA charter #12004). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 6.2% of shares and deposits ($6.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.92%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
North Carolina Community Federal Credit Union lists 2 offices in 2 cities. Most locations:
- Goldsboro, NC (1)
- Seymour Johnson AFB, NC (1)
Identity & history
Profile
- Legal name
- North Carolina Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 12004
- RSSD ID
- 63283
- Primary regulator
- NCUA
- Established
- 1957
- Headquarters
- 2401 East Ash Street, Goldsboro, NC 27534
- Employees
- 28
Quick answers
North Carolina Community Federal Credit Union: common questions
Is North Carolina Community Federal Credit Union NCUA insured?
Yes. North Carolina Community Federal Credit Union is a federally insured credit union (NCUA charter #12004). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is North Carolina Community Federal Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does North Carolina Community Federal Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Goldsboro
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Workmen'S Circle Incorporated Credit UnionCredit union Savannah, GA | 90 out of 100, Very strong | $135.0M | 20.8% | 0.00% | vs |
| Guco Credit UnionCredit union Greenville, NC | 81 out of 100, Strong | $10.2M | 17.8% | 0.13% | vs |
| United BankBank Fairfax, VA | 74 out of 100, Strong | $33.6B | 11.6% | 0.44% | vs |
| First BankBank Southern Pines, NC | 74 out of 100, Strong | $13.0B | 11.5% | 0.49% | vs |
| Southern Bank and Trust CompanyBank Mount Olive, NC | 70 out of 100, Strong | $5.3B | 9.6% | 0.12% | vs |
| KS Bank, Inc.Bank Smithfield, NC | 69 out of 100, Moderate | $874.5M | 9.0% | 0.12% | vs |