Side-by-side · Q2 2026 data
North Central Bank vs Streator Home Savings Bank
Metric by metric
| Measure | North Central Bank | Streator Home Savings Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 70 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 91 (stronger) | 60 |
| Earnings | 73 (stronger) | 0 |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 82nd | 43rd |
| Total assets | $165.9M | $137.0M |
| Deposits / shares | $144.7M | $106.5M |
| Capital ratio | 12.26% | 21.99% (stronger) |
| Problem loans | 0.26% (stronger) | 1.19% |
| Net charge-offs | -0.00% (stronger) | 0.01% |
| Return on assets | 1.33% (stronger) | -18.93% |
| Loans ÷ deposits | 58.5% | 37.3% (stronger) |
| Uninsured deposits | 27.6% | 8.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Central Bank has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), North Central Bank leads on 4 and Streator Home Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.