Streator Home Savings Bank is a si headquartered in Streator, Illinois, in business for about 132 years. At the end of Q2 2026 it reported $137.0M in total assets and $106.5M in deposits, with 1 office.
Based on its Q2 2026 filing, Streator Home Savings Bank scores 70/100, which we describe as strong. That is higher than only 43% of 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 172nd. Its strongest component is capital cushion (100/100; 21.99%), and its lowest is earnings (0/100; -18.93%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (71 → 70).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 69 |
| Q4 2024 | 68 |
| Q1 2025 | 68 |
| Q2 2025 | 71 |
| Q3 2025 | 75 |
| Q4 2025 | 71 |
| Q1 2026 | 69 |
| Q2 2026 | 70 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 26.39% |
| Q3 2024 | 26.84% |
| Q4 2024 | 27.19% |
| Q1 2025 | 27.19% |
| Q2 2025 | 27.44% |
| Q3 2025 | 27.40% |
| Q4 2025 | 28.04% |
| Q1 2026 | 19.73% |
| Q2 2026 | 21.99% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.50% |
| Q3 2024 | 1.74% |
| Q4 2024 | 1.67% |
| Q1 2025 | 1.76% |
| Q2 2025 | 1.53% |
| Q3 2025 | 1.01% |
| Q4 2025 | 1.42% |
| Q1 2026 | 1.22% |
| Q2 2026 | 1.19% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.02% |
| Q3 2024 | -0.07% |
| Q4 2024 | -0.18% |
| Q1 2025 | -0.11% |
| Q2 2025 | -0.02% |
| Q3 2025 | -0.04% |
| Q4 2025 | -0.07% |
| Q1 2026 | -38.54% |
| Q2 2026 | -18.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $137.0M | 21.99% | 1.19% | -18.93% | 37.3% |
| Q1 2026 | 69 | $137.0M | 19.73% | 1.22% | -38.54% | 37.3% |
| Q4 2025 | 71 | $154.8M | 28.04% | 1.42% | -0.07% | 37.9% |
| Q3 2025 | 75 | $155.1M | 27.40% | 1.01% | -0.04% | 36.0% |
| Q2 2025 | 71 | $157.3M | 27.44% | 1.53% | -0.02% | 36.2% |
| Q1 2025 | 68 | $158.4M | 27.19% | 1.76% | -0.11% | 34.8% |
| Q4 2024 | 68 | $158.2M | 27.19% | 1.67% | -0.18% | 34.8% |
| Q3 2024 | 69 | $161.3M | 26.84% | 1.74% | -0.07% | 33.7% |
| Q2 2024 | 71 | $162.6M | 26.39% | 1.50% | -0.02% | 32.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Southern Illinois BankBank Johnston City, IL | 62 out of 100, Moderate | $136.5M | 17.7% | 4.75% | vs |
| State Bank of CherryBank Cherry, IL | 72 out of 100, Strong | $137.6M | 11.6% | 0.50% | vs |
| First National Bank in PinckneyvilleBank Pinckneyville, IL | 61 out of 100, Moderate | $138.4M | 11.8% | 2.01% | vs |
| The Litchfield National BankBank Litchfield, IL | 62 out of 100, Moderate | $135.7M | 8.9% | 0.84% | vs |
| Rushville State BankBank Rushville, IL | 94 out of 100, Very strong | $134.8M | 14.3% | 0.19% | vs |
| Bank of KampsvilleBank Kampsville, IL | 91 out of 100, Very strong | $134.1M | 17.4% | 0.01% | vs |
Deposit insurance
Is my money safe at Streator Home Savings Bank?
Yes. Streator Home Savings Bank is an FDIC-insured institution (FDIC certificate #30357). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 8.7% of deposits ($9.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 21.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Streator Home Savings Bank lists 1 office in 1 city. Most locations:
- Streator, IL (1)
Identity & history
Profile
- Legal name
- Streator Home Savings Bank
- Former names
- Streator Home Building and Loan Association; Streator Home Building and Loan Association, S.B.
- Type
- SI
- FDIC certificate #
- 30357
- RSSD ID
- 142179
- Primary regulator
- FDIC
- Established
- January 1, 1894
- Headquarters
- 132 S Monroe St, Streator, IL 61364
- Website
- www.streatorhome.com
- Employees
- 15
Quick answers
Streator Home Savings Bank: common questions
Is Streator Home Savings Bank FDIC insured?
Yes. Streator Home Savings Bank is an FDIC-insured institution (FDIC certificate #30357). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Streator Home Savings Bank's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Streator Home Savings Bank ever failed?
There is no failure record for FDIC certificate #30357 in the FDIC failed bank list.
How many branches does Streator Home Savings Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Streator
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Ottawa Hiway Credit UnionCredit union Ottawa, IL | 100 out of 100, Very strong | $16.3M | 16.7% | 0.00% | vs |
| Peru Federal Savings BankBank Peru, IL | 87 out of 100, Very strong | $208.5M | 16.4% | 0.28% | vs |
| Streator Onized Credit UnionCredit union Streator, IL | 84 out of 100, Strong | $423.3M | 15.6% | 0.47% | vs |
| Financial Plus Credit UnionCredit union Ottawa, IL | 84 out of 100, Strong | $607.4M | 13.2% | 0.45% | vs |
| Spring Valley City BankBank Spring Valley, IL | 84 out of 100, Strong | $207.0M | 13.9% | 0.18% | vs |
| North Central BankBank Hennepin, IL | 82 out of 100, Strong | $165.9M | 12.3% | 0.26% | vs |