Side-by-side · Q2 2026 data
North Coast Credit Union vs Our Community Credit Union
Metric by metric
| Measure | North Coast Credit Union | Our Community Credit Union |
|---|---|---|
| TellerScore | 79 | 82 (stronger) |
| Capital cushion | 88 (stronger) | 77 |
| Loan quality | 78 | 84 (stronger) |
| Earnings | 53 | 66 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 76th | 82nd |
| Total assets | $426.7M | $638.3M |
| Deposits / shares | $371.8M | $551.8M |
| Capital ratio | 13.80% (stronger) | 12.67% |
| Problem loans | 0.67% | 0.48% (stronger) |
| Net charge-offs | 0.62% (stronger) | 0.70% |
| Return on assets | 0.83% | 1.16% (stronger) |
| Loans ÷ deposits | 71.0% | 40.7% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 6.0% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Our Community Credit Union has the higher TellerScore (82 vs 79). On the 7 directional measures above (where higher or lower is clearly better), North Coast Credit Union leads on 3 and Our Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.