Side-by-side · Q2 2026 data
North Country Federal Credit Union vs Orlex Government Employees Credit Union
Credit union
North Country Federal Credit Union
Burlington, Vermont · $1 billion – $10 billion
Credit union
Orlex Government Employees Credit Union
Newport, Vermont · Under $100 million in assets
Metric by metric
| Measure | North Country Federal Credit Union | Orlex Government Employees Credit Union |
|---|---|---|
| TellerScore | 59 (stronger) | 45 |
| Capital cushion | 47 | 50 (stronger) |
| Loan quality | 64 (stronger) | 46 |
| Earnings | 53 (stronger) | 3 |
| Funding & liquidity | 69 | 70 (stronger) |
| Problem-loan coverage | 82 (stronger) | 74 |
| Peer percentile | 22nd | 5th |
| Total assets | $1.1B | $6.9M |
| Deposits / shares | $1.0B | $6.2M |
| Capital ratio | 9.72% | 10.02% (stronger) |
| Problem loans | 1.09% (stronger) | 1.63% |
| Net charge-offs | 0.43% | -0.01% (stronger) |
| Return on assets | 0.82% (stronger) | -0.42% |
| Loans ÷ deposits | 91.3% | 90.7% (stronger) |
| Uninsured deposits | 6.3% | 0.3% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Country Federal Credit Union has the higher TellerScore (59 vs 45). On the 7 directional measures above (where higher or lower is clearly better), North Country Federal Credit Union leads on 3 and Orlex Government Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newport, VT