Side-by-side · Q2 2026 data
North Dallas Bank & Trust Co. vs Benchmark Bank
Metric by metric
| Measure | North Dallas Bank & Trust Co. | Benchmark Bank |
|---|---|---|
| TellerScore | 51 | 60 (stronger) |
| Capital cushion | 52 (stronger) | 35 |
| Loan quality | 49 | 94 (stronger) |
| Earnings | 40 | 53 (stronger) |
| Funding & liquidity | 50 (stronger) | 38 |
| Problem-loan coverage | 81 | 97 (stronger) |
| Peer percentile | 8th | 21st |
| Total assets | $1.8B | $1.6B |
| Deposits / shares | $1.6B | $1.5B |
| Capital ratio | 10.22% (stronger) | 8.47% |
| Problem loans | 1.54% | 0.18% (stronger) |
| Net charge-offs | 0.03% (stronger) | 1.12% |
| Return on assets | 0.49% | 0.83% (stronger) |
| Loans ÷ deposits | 79.5% | 72.0% (stronger) |
| Uninsured deposits | 42.7% (stronger) | 61.1% |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | 3.4% |
Benchmark Bank has the higher TellerScore (60 vs 51). On the 7 directional measures above (where higher or lower is clearly better), North Dallas Bank & Trust Co. leads on 3 and Benchmark Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.