Side-by-side · Q2 2026 data
North Dallas Bank & Trust Co. vs Safe 1 Credit Union
Metric by metric
| Measure | North Dallas Bank & Trust Co. | Safe 1 Credit Union |
|---|---|---|
| TellerScore | 51 | 90 (stronger) |
| Capital cushion | 52 | 100 (stronger) |
| Loan quality | 49 | 88 (stronger) |
| Earnings | 40 | 90 (stronger) |
| Funding & liquidity | 50 | 68 (stronger) |
| Problem-loan coverage | 81 | 96 (stronger) |
| Peer percentile | 8th | 98th |
| Total assets | $1.8B | $1.2B |
| Deposits / shares | $1.6B | $963.8M |
| Capital ratio | 10.22% | 16.03% (stronger) |
| Problem loans | 1.54% | 0.37% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.40% |
| Return on assets | 0.49% | 1.74% (stronger) |
| Loans ÷ deposits | 79.5% (stronger) | 92.4% |
| Uninsured deposits | 42.7% | 1.8% (stronger) |
| Offices | 5 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.9% | 12.3% |
Safe 1 Credit Union has the higher TellerScore (90 vs 51). On the 7 directional measures above (where higher or lower is clearly better), North Dallas Bank & Trust Co. leads on 2 and Safe 1 Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.