Side-by-side · Q2 2026 data
North East Welch Federal Credit Union vs I B E W Local 56 Federal Credit Union
Credit union
North East Welch Federal Credit Union
North East, Pennsylvania · Under $100 million in assets
Credit union
I B E W Local 56 Federal Credit Union
Erie, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | North East Welch Federal Credit Union | I B E W Local 56 Federal Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 54 (stronger) | 24 |
| Earnings | 77 (stronger) | 69 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 90 (stronger) | 84 |
| Peer percentile | 70th | 34th |
| Total assets | $26.0M | $10.8M |
| Deposits / shares | $21.4M | $9.4M |
| Capital ratio | 16.84% (stronger) | 12.96% |
| Problem loans | 1.37% (stronger) | 2.27% |
| Net charge-offs | 0.28% | 0.00% (stronger) |
| Return on assets | 1.44% (stronger) | 1.23% |
| Loans ÷ deposits | 66.0% | 52.3% (stronger) |
| Uninsured deposits | 0.8% | 0.0% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North East Welch Federal Credit Union has the higher TellerScore (82 vs 67). On the 7 directional measures above (where higher or lower is clearly better), North East Welch Federal Credit Union leads on 4 and I B E W Local 56 Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.