Side-by-side · Q2 2026 data
North Georgia Credit Union vs The Wright Credit Union
Metric by metric
| Measure | North Georgia Credit Union | The Wright Credit Union |
|---|---|---|
| TellerScore | 70 | 84 (stronger) |
| Capital cushion | 62 | 100 (stronger) |
| Loan quality | 87 | 90 (stronger) |
| Earnings | 43 | 48 (stronger) |
| Funding & liquidity | 76 | 78 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 51st | 75th |
| Total assets | $121.7M | $16.2M |
| Deposits / shares | $105.9M | $13.4M |
| Capital ratio | 11.15% | 17.27% (stronger) |
| Problem loans | 0.39% | 0.29% (stronger) |
| Net charge-offs | 0.18% | -0.36% (stronger) |
| Return on assets | 0.58% | 0.71% (stronger) |
| Loans ÷ deposits | 84.2% | 82.4% (stronger) |
| Uninsured deposits | 5.3% | 2.5% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Wright Credit Union has the higher TellerScore (84 vs 70). On the 7 directional measures above (where higher or lower is clearly better), North Georgia Credit Union leads on 0 and The Wright Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Toccoa, GA
- Lavonia, GA