Side-by-side · Q2 2026 data
North Iowa Community Credit Union vs Ace Credit Union
Metric by metric
| Measure | North Iowa Community Credit Union | Ace Credit Union |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 67 | 96 (stronger) |
| Earnings | 59 (stronger) | 52 |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 21st | 87th |
| Total assets | $127.8M | $7.5M |
| Deposits / shares | $113.4M | $5.9M |
| Capital ratio | 9.75% | 20.94% (stronger) |
| Problem loans | 1.00% | 0.12% (stronger) |
| Net charge-offs | 0.47% | 0.00% (stronger) |
| Return on assets | 0.97% (stronger) | 0.80% |
| Loans ÷ deposits | 99.1% | 27.6% (stronger) |
| Uninsured deposits | 5.7% | 0.7% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Ace Credit Union has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), North Iowa Community Credit Union leads on 1 and Ace Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.