Side-by-side · Q2 2026 data
North Iowa Community Credit Union vs Cent Credit Union
Metric by metric
| Measure | North Iowa Community Credit Union | Cent Credit Union |
|---|---|---|
| TellerScore | 60 | 77 (stronger) |
| Capital cushion | 48 | 77 (stronger) |
| Loan quality | 67 | 93 (stronger) |
| Earnings | 59 (stronger) | 56 |
| Funding & liquidity | 61 | 68 (stronger) |
| Problem-loan coverage | 82 | 97 (stronger) |
| Peer percentile | 21st | 71st |
| Total assets | $127.8M | $166.0M |
| Deposits / shares | $113.4M | $144.6M |
| Capital ratio | 9.75% | 12.73% (stronger) |
| Problem loans | 1.00% | 0.20% (stronger) |
| Net charge-offs | 0.47% | 0.13% (stronger) |
| Return on assets | 0.97% (stronger) | 0.89% |
| Loans ÷ deposits | 99.1% | 92.1% (stronger) |
| Uninsured deposits | 5.7% | 3.1% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cent Credit Union has the higher TellerScore (77 vs 60). On the 7 directional measures above (where higher or lower is clearly better), North Iowa Community Credit Union leads on 1 and Cent Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.