Side-by-side · Q2 2026 data
North Iowa Community Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | North Iowa Community Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 60 | 88 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 67 | 76 (stronger) |
| Earnings | 59 | 87 (stronger) |
| Funding & liquidity | 61 | 79 (stronger) |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 21st | 92nd |
| Total assets | $127.8M | $253.6M |
| Deposits / shares | $113.4M | $201.9M |
| Capital ratio | 9.75% | 19.14% (stronger) |
| Problem loans | 1.00% | 0.73% (stronger) |
| Net charge-offs | 0.47% (stronger) | 0.76% |
| Return on assets | 0.97% | 1.69% (stronger) |
| Loans ÷ deposits | 99.1% | 81.1% (stronger) |
| Uninsured deposits | 5.7% | 5.0% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 60). On the 7 directional measures above (where higher or lower is clearly better), North Iowa Community Credit Union leads on 1 and Citizens Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.