Side-by-side · Q2 2026 data
North Jersey Federal Credit Union vs Greater Alliance Federal Credit Union
Credit union
Greater Alliance Federal Credit Union
Paramus, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | North Jersey Federal Credit Union | Greater Alliance Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 48 |
| Capital cushion | 55 (stronger) | 38 |
| Loan quality | 70 (stronger) | 47 |
| Earnings | 43 (stronger) | 28 |
| Funding & liquidity | 97 (stronger) | 79 |
| Problem-loan coverage | 90 (stronger) | 74 |
| Peer percentile | 37th | 4th |
| Total assets | $255.6M | $247.6M |
| Deposits / shares | $234.6M | $221.4M |
| Capital ratio | 10.53% (stronger) | 8.83% |
| Problem loans | 0.89% (stronger) | 1.58% |
| Net charge-offs | 0.39% (stronger) | 0.50% |
| Return on assets | 0.58% (stronger) | 0.20% |
| Loans ÷ deposits | 62.9% (stronger) | 81.5% |
| Uninsured deposits | 4.1% | 3.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.2% | 35.8% |
North Jersey Federal Credit Union has the higher TellerScore (66 vs 48). On the 7 directional measures above (where higher or lower is clearly better), North Jersey Federal Credit Union leads on 6 and Greater Alliance Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.