Side-by-side · Q2 2026 data
North Sanpete Federal Credit Union vs Orem City Employees Federal Credit Union
Credit union
North Sanpete Federal Credit Union
Fairview, Utah · Under $100 million in assets
Metric by metric
| Measure | North Sanpete Federal Credit Union | Orem City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 82 |
| Capital cushion | 100 (stronger) | 93 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 63 (stronger) | 30 |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 87th | 70th |
| Total assets | $1.2M | $2.7M |
| Deposits / shares | $929K | $2.3M |
| Capital ratio | 23.47% (stronger) | 14.33% |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.06% (stronger) | 0.24% |
| Loans ÷ deposits | 81.5% | 67.8% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Sanpete Federal Credit Union has the higher TellerScore (89 vs 82). On the 5 directional measures above (where higher or lower is clearly better), North Sanpete Federal Credit Union leads on 4 and Orem City Employees Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.