Side-by-side · Q2 2026 data
North Shore Bank vs American National Bank - Fox Cities
Metric by metric
| Measure | North Shore Bank | American National Bank - Fox Cities |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 94 (stronger) | 86 |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 61 | 70 (stronger) |
| Funding & liquidity | 66 (stronger) | 58 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 95th | 86th |
| Total assets | $2.6B | $432.6M |
| Deposits / shares | $2.2B | $353.5M |
| Capital ratio | 14.45% (stronger) | 13.59% |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.02% | 1.26% (stronger) |
| Loans ÷ deposits | 94.5% | 93.5% (stronger) |
| Uninsured deposits | 11.8% (stronger) | 22.8% |
| Offices | 42 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.8% | 5.2% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), North Shore Bank leads on 2 and American National Bank - Fox Cities on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.