Side-by-side · Q2 2026 data
North Shore Bank vs West Pointe Bank
Metric by metric
| Measure | North Shore Bank | West Pointe Bank |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 97 (stronger) | 70 |
| Earnings | 61 | 100 (stronger) |
| Funding & liquidity | 66 (stronger) | 49 |
| Problem-loan coverage | 99 (stronger) | 93 |
| Peer percentile | 95th | 86th |
| Total assets | $2.6B | $368.8M |
| Deposits / shares | $2.2B | $260.2M |
| Capital ratio | 14.45% | 19.41% (stronger) |
| Problem loans | 0.10% (stronger) | 0.91% |
| Net charge-offs | 0.02% | -1.90% (stronger) |
| Return on assets | 1.02% | 2.33% (stronger) |
| Loans ÷ deposits | 94.5% (stronger) | 116.0% |
| Uninsured deposits | 11.8% (stronger) | 15.7% |
| Offices | 42 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 32.8% | 1.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), North Shore Bank leads on 3 and West Pointe Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.