Side-by-side · Q2 2026 data
North Shore Federal Credit Union vs Building Trades Federal Credit Union
Credit union
Building Trades Federal Credit Union
Maple Grove, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | North Shore Federal Credit Union | Building Trades Federal Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 73 |
| Capital cushion | 78 (stronger) | 59 |
| Loan quality | 89 | 90 (stronger) |
| Earnings | 44 | 63 (stronger) |
| Funding & liquidity | 68 | 79 (stronger) |
| Problem-loan coverage | 96 (stronger) | 79 |
| Peer percentile | 63rd | 60th |
| Total assets | $284.8M | $249.9M |
| Deposits / shares | $246.7M | $217.5M |
| Capital ratio | 12.77% (stronger) | 10.92% |
| Problem loans | 0.33% | 0.29% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.28% |
| Return on assets | 0.59% | 1.08% (stronger) |
| Loans ÷ deposits | 91.9% | 71.2% (stronger) |
| Uninsured deposits | 5.9% (stronger) | 23.8% |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | 7.9% |
North Shore Federal Credit Union has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), North Shore Federal Credit Union leads on 4 and Building Trades Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.