Side-by-side · Q2 2026 data
North Shore Federal Credit Union vs Northwoods Credit Union
Metric by metric
| Measure | North Shore Federal Credit Union | Northwoods Credit Union |
|---|---|---|
| TellerScore | 74 (stronger) | 71 |
| Capital cushion | 78 (stronger) | 49 |
| Loan quality | 89 (stronger) | 84 |
| Earnings | 44 | 74 (stronger) |
| Funding & liquidity | 68 | 75 (stronger) |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 63rd | 54th |
| Total assets | $284.8M | $175.2M |
| Deposits / shares | $246.7M | $154.7M |
| Capital ratio | 12.77% (stronger) | 9.93% |
| Problem loans | 0.33% (stronger) | 0.49% |
| Net charge-offs | 0.06% (stronger) | 0.50% |
| Return on assets | 0.59% | 1.35% (stronger) |
| Loans ÷ deposits | 91.9% | 85.2% (stronger) |
| Uninsured deposits | 5.9% | 1.5% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.3% | — |
North Shore Federal Credit Union has the higher TellerScore (74 vs 71). On the 7 directional measures above (where higher or lower is clearly better), North Shore Federal Credit Union leads on 4 and Northwoods Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.