Side-by-side · Q2 2026 data
North Shore Trust and Savings vs A.A.E.C. Credit Union
Metric by metric
| Measure | North Shore Trust and Savings | A.A.E.C. Credit Union |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 80 |
| Loan quality | 38 | 99 (stronger) |
| Earnings | 56 (stronger) | 49 |
| Funding & liquidity | 97 | 100 (stronger) |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 57th | 86th |
| Total assets | $270.3M | $118.9M |
| Deposits / shares | $201.3M | $102.3M |
| Capital ratio | 25.24% (stronger) | 13.03% |
| Problem loans | 1.87% | 0.02% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.20% |
| Return on assets | 0.90% (stronger) | 0.72% |
| Loans ÷ deposits | 63.5% | 50.0% (stronger) |
| Uninsured deposits | 14.9% | 4.8% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | — |
A.A.E.C. Credit Union has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), North Shore Trust and Savings leads on 3 and A.A.E.C. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.