Side-by-side · Q2 2026 data
North Shore Trust and Savings vs North Shore Bank
Metric by metric
| Measure | North Shore Trust and Savings | North Shore Bank |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 100 (stronger) | 94 |
| Loan quality | 38 | 97 (stronger) |
| Earnings | 56 | 61 (stronger) |
| Funding & liquidity | 97 (stronger) | 66 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 57th | 95th |
| Total assets | $270.3M | $2.6B |
| Deposits / shares | $201.3M | $2.2B |
| Capital ratio | 25.24% (stronger) | 14.45% |
| Problem loans | 1.87% | 0.10% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 0.90% | 1.02% (stronger) |
| Loans ÷ deposits | 63.5% (stronger) | 94.5% |
| Uninsured deposits | 14.9% | 11.8% (stronger) |
| Offices | 3 | 42 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.8% | 32.8% |
North Shore Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), North Shore Trust and Savings leads on 3 and North Shore Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.