Side-by-side · Q2 2026 data
North Valley Bank vs Denver Fire Department Federal Credit Union
Credit union
Denver Fire Department Federal Credit Union
Denver, Colorado · $100 million – $1 billion
Metric by metric
| Measure | North Valley Bank | Denver Fire Department Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 89 (stronger) |
| Capital cushion | 85 | 92 (stronger) |
| Loan quality | 82 | 97 (stronger) |
| Earnings | 100 (stronger) | 61 |
| Funding & liquidity | 45 | 99 (stronger) |
| Problem-loan coverage | 76 | 99 (stronger) |
| Peer percentile | 77th | 94th |
| Total assets | $268.6M | $213.5M |
| Deposits / shares | $215.2M | $185.6M |
| Capital ratio | 13.52% | 14.15% (stronger) |
| Problem loans | 0.53% | 0.09% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 2.82% (stronger) | 1.03% |
| Loans ÷ deposits | 107.5% | 58.5% (stronger) |
| Uninsured deposits | 22.3% | 16.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 17.7% |
Denver Fire Department Federal Credit Union has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), North Valley Bank leads on 2 and Denver Fire Department Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.