Side-by-side · Q2 2026 data
North Valley Bank vs Elevations Credit Union
Metric by metric
| Measure | North Valley Bank | Elevations Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 72 |
| Capital cushion | 85 (stronger) | 67 |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 100 (stronger) | 60 |
| Funding & liquidity | 45 | 61 (stronger) |
| Problem-loan coverage | 76 | 94 (stronger) |
| Peer percentile | 77th | 66th |
| Total assets | $268.6M | $3.5B |
| Deposits / shares | $215.2M | $2.7B |
| Capital ratio | 13.52% (stronger) | 11.73% |
| Problem loans | 0.53% | 0.49% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 2.82% (stronger) | 1.00% |
| Loans ÷ deposits | 107.5% | 99.6% (stronger) |
| Uninsured deposits | 22.3% | 9.2% (stronger) |
| Offices | 2 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Valley Bank has the higher TellerScore (80 vs 72). On the 7 directional measures above (where higher or lower is clearly better), North Valley Bank leads on 4 and Elevations Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.