Side-by-side · Q2 2026 data
North Valley Bank vs Farmers Bank
Metric by metric
| Measure | North Valley Bank | Farmers Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 51 |
| Capital cushion | 85 (stronger) | 80 |
| Loan quality | 82 (stronger) | 0 |
| Earnings | 100 (stronger) | 90 |
| Funding & liquidity | 45 | 60 (stronger) |
| Problem-loan coverage | 76 (stronger) | 0 |
| Peer percentile | 77th | 8th |
| Total assets | $268.6M | $297.3M |
| Deposits / shares | $215.2M | $275.9M |
| Capital ratio | 13.52% (stronger) | 13.02% |
| Problem loans | 0.53% (stronger) | 6.35% |
| Net charge-offs | 0.00% (stronger) | 0.18% |
| Return on assets | 2.82% (stronger) | 1.76% |
| Loans ÷ deposits | 107.5% | 60.6% (stronger) |
| Uninsured deposits | 22.3% (stronger) | 51.2% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Valley Bank has the higher TellerScore (80 vs 51). On the 7 directional measures above (where higher or lower is clearly better), North Valley Bank leads on 6 and Farmers Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.