Side-by-side · Q2 2026 data
North Western Employees Credit Union vs Ace Credit Union
Credit union
North Western Employees Credit Union
Council Bluffs, Iowa · Under $100 million in assets
Metric by metric
| Measure | North Western Employees Credit Union | Ace Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 68 (stronger) | 52 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 95th | 87th |
| Total assets | $10.4M | $7.5M |
| Deposits / shares | $8.1M | $5.9M |
| Capital ratio | 21.35% (stronger) | 20.94% |
| Problem loans | 0.00% (stronger) | 0.12% |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 0.80% |
| Loans ÷ deposits | 60.6% | 27.6% (stronger) |
| Uninsured deposits | 1.5% | 0.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
North Western Employees Credit Union has the higher TellerScore (94 vs 89). On the 7 directional measures above (where higher or lower is clearly better), North Western Employees Credit Union leads on 4 and Ace Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.