Side-by-side · Q2 2026 data
Northeast Alabama Postal Federal Credit Union vs Mobile Postal Credit Union
Credit union
Northeast Alabama Postal Federal Credit Union
Anniston, Alabama · Under $100 million in assets
Metric by metric
| Measure | Northeast Alabama Postal Federal Credit Union | Mobile Postal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 57 |
| Capital cushion | 91 (stronger) | 82 |
| Loan quality | 65 (stronger) | 4 |
| Earnings | 35 | 41 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 77 |
| Peer percentile | 47th | 17th |
| Total assets | $15.6M | $16.7M |
| Deposits / shares | $13.4M | $14.5M |
| Capital ratio | 14.12% (stronger) | 13.19% |
| Problem loans | 1.06% (stronger) | 2.87% |
| Net charge-offs | 0.00% (stronger) | 3.26% |
| Return on assets | 0.37% | 0.53% (stronger) |
| Loans ÷ deposits | 67.8% | 60.1% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Alabama Postal Federal Credit Union has the higher TellerScore (73 vs 57). On the 6 directional measures above (where higher or lower is clearly better), Northeast Alabama Postal Federal Credit Union leads on 4 and Mobile Postal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.