Headquartered in Anniston, Alabama, Northeast Alabama Postal Federal Credit Union is a federal credit union with $15.6M in total assets and $13.4M in member shares and deposits as of Q2 2026. Its charter dates back to 1956.
Northeast Alabama Postal Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 88 credit unions headquartered in Alabama, it ranks 49th. Funding & liquidity contributes the most (92/100, 68% loans-to-deposits, 0% uninsured); earnings contributes the least (35/100, 0.37%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 11 points (62 → 73), mostly because the earnings component improved by 35 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 72 |
| Q3 2024 | 69 |
| Q4 2024 | 64 |
| Q1 2025 | 61 |
| Q2 2025 | 62 |
| Q3 2025 | 66 |
| Q4 2025 | 74 |
| Q1 2026 | 80 |
| Q2 2026 | 73 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.40% |
| Q3 2024 | 15.70% |
| Q4 2024 | 14.39% |
| Q1 2025 | 14.32% |
| Q2 2025 | 16.05% |
| Q3 2025 | 16.34% |
| Q4 2025 | 16.80% |
| Q1 2026 | 15.78% |
| Q2 2026 | 14.12% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.66% |
| Q3 2024 | 1.01% |
| Q4 2024 | 1.14% |
| Q1 2025 | 1.34% |
| Q2 2025 | 1.46% |
| Q3 2025 | 1.34% |
| Q4 2025 | 1.08% |
| Q1 2026 | 0.69% |
| Q2 2026 | 1.06% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -1.95% |
| Q3 2024 | -2.42% |
| Q4 2024 | -2.49% |
| Q1 2025 | -1.77% |
| Q2 2025 | -0.49% |
| Q3 2025 | -0.15% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.65% |
| Q2 2026 | 0.37% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 73 | $15.6M | 14.12% | 1.06% | 0.37% | 67.8% |
| Q1 2026 | 80 | $13.9M | 15.78% | 0.69% | 0.65% | 80.8% |
| Q4 2025 | 74 | $13.1M | 16.80% | 1.08% | 0.61% | 88.2% |
| Q3 2025 | 66 | $13.4M | 16.34% | 1.34% | -0.15% | 86.5% |
| Q2 2025 | 62 | $13.6M | 16.05% | 1.46% | -0.49% | 88.1% |
| Q1 2025 | 61 | $13.6M | 14.32% | 1.34% | -1.77% | 85.6% |
| Q4 2024 | 64 | $13.9M | 14.39% | 1.14% | -2.49% | 83.4% |
| Q3 2024 | 69 | $15.1M | 15.70% | 1.01% | -2.42% | 71.8% |
| Q2 2024 | 72 | $15.3M | 16.40% | 0.66% | -1.95% | 68.6% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Mobile Government Emp. Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $15.0M | 22.0% | 0.00% | vs |
| Mobile Postal Credit UnionCredit union Mobile, AL | 57 out of 100, Moderate | $16.7M | 13.2% | 2.87% | vs |
| Fedmont Federal Credit UnionCredit union Montgomery, AL | 75 out of 100, Strong | $13.0M | 13.4% | 0.52% | vs |
| Federal Employees Credit UnionCredit union Birmingham, AL | 70 out of 100, Strong | $19.7M | 16.6% | 1.67% | vs |
| Tuskegee Federal Credit UnionCredit union Tuskegee, AL | 17 out of 100, Low | $11.3M | 4.2% | 4.29% | vs |
| Blue Flame Credit UnionCredit union Mobile, AL | 90 out of 100, Very strong | $10.7M | 15.4% | 0.00% | vs |
Deposit insurance
Is my money safe at Northeast Alabama Postal Federal Credit Union?
Yes. Northeast Alabama Postal Federal Credit Union is a federally insured credit union (NCUA charter #11056). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.12%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
Identity & history
Profile
- Legal name
- Northeast Alabama Postal Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 11056
- RSSD ID
- 633387
- Primary regulator
- NCUA
- Established
- 1956
- Headquarters
- P O Box 1927, Anniston, AL 36202
- Employees
- 4
Quick answers
Northeast Alabama Postal Federal Credit Union: common questions
Is Northeast Alabama Postal Federal Credit Union NCUA insured?
Yes. Northeast Alabama Postal Federal Credit Union is a federally insured credit union (NCUA charter #11056). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Northeast Alabama Postal Federal Credit Union's TellerScore?
73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.