Side-by-side · Q2 2026 data
Northeast Bank vs Oxford Federal Credit Union
Metric by metric
| Measure | Northeast Bank | Oxford Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 91 (stronger) |
| Capital cushion | 69 | 100 (stronger) |
| Loan quality | 82 | 84 (stronger) |
| Earnings | 100 (stronger) | 84 |
| Funding & liquidity | 50 | 89 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 86th | 96th |
| Total assets | $5.2B | $370.2M |
| Deposits / shares | $3.7B | $307.8M |
| Capital ratio | 11.90% | 16.16% (stronger) |
| Problem loans | 0.55% | 0.48% (stronger) |
| Net charge-offs | 0.23% | 0.19% (stronger) |
| Return on assets | 2.53% (stronger) | 1.61% |
| Loans ÷ deposits | 121.5% | 71.6% (stronger) |
| Uninsured deposits | 4.1% (stronger) | 6.4% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Oxford Federal Credit Union has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Northeast Bank leads on 2 and Oxford Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.