Side-by-side · Q2 2026 data
Northeast Community Credit Union vs Employee Resources Credit Union
Credit union
Northeast Community Credit Union
Elizabethton, Tennessee · $100 million – $1 billion
Credit union
Employee Resources Credit Union
Lawrenceburg, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Northeast Community Credit Union | Employee Resources Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 45 |
| Loan quality | 45 | 81 (stronger) |
| Earnings | 65 (stronger) | 42 |
| Funding & liquidity | 97 (stronger) | 72 |
| Problem-loan coverage | 89 | 89 |
| Peer percentile | 74th | 26th |
| Total assets | $194.2M | $185.5M |
| Deposits / shares | $164.5M | $167.6M |
| Capital ratio | 16.77% (stronger) | 9.46% |
| Problem loans | 1.64% | 0.58% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.60% |
| Return on assets | 1.13% (stronger) | 0.54% |
| Loans ÷ deposits | 63.1% (stronger) | 88.7% |
| Uninsured deposits | 7.2% | 7.0% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Northeast Community Credit Union has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Northeast Community Credit Union leads on 5 and Employee Resources Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.