Side-by-side · Q2 2026 data
Northeast Community Credit Union vs Scenic Community Credit Union
Credit union
Northeast Community Credit Union
Elizabethton, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Northeast Community Credit Union | Scenic Community Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 47 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 45 | 51 (stronger) |
| Earnings | 65 (stronger) | 20 |
| Funding & liquidity | 97 (stronger) | 67 |
| Problem-loan coverage | 89 (stronger) | 66 |
| Peer percentile | 74th | 4th |
| Total assets | $194.2M | $163.8M |
| Deposits / shares | $164.5M | $147.5M |
| Capital ratio | 16.77% (stronger) | 9.37% |
| Problem loans | 1.64% | 1.46% (stronger) |
| Net charge-offs | 0.20% (stronger) | 1.02% |
| Return on assets | 1.13% (stronger) | 0.00% |
| Loans ÷ deposits | 63.1% (stronger) | 93.7% |
| Uninsured deposits | 7.2% | 4.2% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Northeast Community Credit Union has the higher TellerScore (78 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Northeast Community Credit Union leads on 5 and Scenic Community Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.