Side-by-side · Q2 2026 data
Northeast Georgia Bank vs Georgia United Credit Union
Metric by metric
| Measure | Northeast Georgia Bank | Georgia United Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 67 |
| Capital cushion | 84 (stronger) | 61 |
| Loan quality | 100 (stronger) | 70 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 88 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 86 |
| Peer percentile | 98th | 47th |
| Total assets | $650.6M | $2.5B |
| Deposits / shares | $562.9M | $2.1B |
| Capital ratio | 13.41% (stronger) | 11.10% |
| Problem loans | 0.01% (stronger) | 0.89% |
| Net charge-offs | 0.07% (stronger) | 0.69% |
| Return on assets | 2.59% (stronger) | 0.96% |
| Loans ÷ deposits | 59.1% (stronger) | 84.5% |
| Uninsured deposits | 26.3% | 9.4% (stronger) |
| Offices | 9 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northeast Georgia Bank has the higher TellerScore (93 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Northeast Georgia Bank leads on 6 and Georgia United Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.