TellerScore

Side-by-side · Q2 2026 data

Northeast Missouri State Bank vs Security Bank of the Ozarks

Bank

Northeast Missouri State Bank

Kirksville, Missouri · $100 million – $1 billion

84of 100
Strong

Bank

Security Bank of the Ozarks

Eminence, Missouri · $100 million – $1 billion

63of 100
Moderate

Metric by metric

MeasureNortheast Missouri State BankSecurity Bank of the Ozarks
TellerScore84 (stronger)63
Capital cushion61 (stronger)26
Loan quality99 (stronger)81
Earnings81 (stronger)68
Funding & liquidity100 (stronger)87
Problem-loan coverage100 (stronger)80
Peer percentile86th24th
Total assets$164.1M$155.1M
Deposits / shares$147.4M$144.0M
Capital ratio11.11% (stronger)7.62%
Problem loans0.02% (stronger)0.56%
Net charge-offs0.02% (stronger)0.13%
Return on assets1.53% (stronger)1.19%
Loans ÷ deposits44.8% (stronger)73.0%
Uninsured deposits11.2% (stronger)13.1%
Offices25
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)——

Northeast Missouri State Bank has the higher TellerScore (84 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Northeast Missouri State Bank leads on 7 and Security Bank of the Ozarks on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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