Side-by-side · Q2 2026 data
Northeast Regional Credit Union vs Western Illinois School Employees Credit Union
Credit union
Western Illinois School Employees Credit Union
Quincy, Illinois · Under $100 million in assets
Metric by metric
| Measure | Northeast Regional Credit Union | Western Illinois School Employees Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 100 (stronger) | 94 |
| Earnings | 30 | 38 (stronger) |
| Funding & liquidity | 64 | 78 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 54th | 72nd |
| Total assets | $1.8M | $24.0M |
| Deposits / shares | $1.6M | $20.0M |
| Capital ratio | 13.32% | 16.08% (stronger) |
| Problem loans | 0.00% (stronger) | 0.17% |
| Net charge-offs | 0.00% (stronger) | 0.08% |
| Return on assets | 0.25% | 0.45% (stronger) |
| Loans ÷ deposits | 95.9% | 82.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Western Illinois School Employees Credit Union has the higher TellerScore (83 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Northeast Regional Credit Union leads on 2 and Western Illinois School Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.