TellerScore

Headquartered in Hannibal, Missouri, Northeast Regional Credit Union is a federally insured state-chartered credit union with $1.8M in total assets and $1.6M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.

Based on its Q2 2026 filing, Northeast Regional Credit Union scores 76/100, which we describe as strong. That is higher than 54% of 2,479 credit unions with under $100 million in assets. Among 87 credit unions headquartered in Missouri, it ranks 29th. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (30/100; 0.25%).

TellerScore · Q2 2026

Scorecard

Capital cushion83/100
Net worth ratio: 13.32%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings30/100
Return on assets (annualized): 0.25%
Funding & liquidity64/100
Loans ÷ shares: 95.9% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 21 points (55 → 76), mostly because the loan quality component improved by 63 points.

TellerScore
556778Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202478
Q1 202578
Q2 202555
Q3 202559
Q4 202577
Q1 202676
Q2 202676
Net worth ratio
7.00%10.17%13.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.42%
Q3 202412.57%
Q4 202413.33%
Q1 202512.92%
Q2 202512.85%
Q3 202512.85%
Q4 202513.34%
Q1 202613.24%
Q2 202613.32%
Delinquent loans (60+ days)
0.00%0.95%1.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20251.90%
Q3 20251.54%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.09%0.37%0.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.48%
Q3 20240.53%
Q4 20240.59%
Q1 20250.65%
Q2 20250.09%
Q3 20250.23%
Q4 20250.54%
Q1 20260.32%
Q2 20260.25%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$1.8M13.32%0.00%0.25%95.9%
Q1 202676$1.8M13.24%0.00%0.32%96.7%
Q4 202577$1.8M13.34%0.00%0.54%99.4%
Q3 202559$1.8M12.85%1.54%0.23%96.5%
Q2 202555$1.8M12.85%1.90%0.09%94.6%
Q1 202578$1.8M12.92%0.00%0.65%94.4%
Q4 202478$1.7M13.33%0.00%0.59%95.4%
Q3 202476$1.8M12.57%0.00%0.53%92.4%
Q2 202475$1.8M12.42%0.00%0.48%95.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.32%
42nd
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.25%
30th
Loans to deposits95.9%
5th
Uninsured deposits0.0%
81st
Loan-loss reserves0.13%
74th
Texas ratio0.0%
93rd

Similar-size credit unions in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
St. Augustine Credit UnionCredit union Kelso, MO83 out of 100, Strong$1.5M14.4%0.00%vs
Bothwell Hospital Employees Credit UnionCredit union Sedalia, MO13 out of 100, Low$1.5M3.5%5.23%vs
Co - Lib Credit UnionCredit union Saint Louis, MO91 out of 100, Very strong$1.4M15.5%0.82%vs
Wedevelopment Federal Credit UnionCredit union Kansas City, MO25 out of 100, Low$2.4M-11.7%12.47%vs
J C Federal Employees Credit UnionCredit union Jefferson City, MO53 out of 100, Below average$2.7M24.8%3.89%vs
African Diaspora Federal Credit UnionCredit union Saint Ann, MO50 out of 100, Below average$547K-2.3%0.00%vs

Deposit insurance

Is my money safe at Northeast Regional Credit Union?

Yes. Northeast Regional Credit Union is a federally insured credit union (NCUA charter #64709). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.32%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Northeast Regional Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Northeast Regional Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64709
RSSD ID
845096
Primary regulator
State + NCUA
Established
1953
Headquarters
514 Broadway, Hannibal, MO 63401
Employees
2

Quick answers

Northeast Regional Credit Union: common questions

Is Northeast Regional Credit Union NCUA insured?

Yes. Northeast Regional Credit Union is a federally insured credit union (NCUA charter #64709). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Northeast Regional Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Northeast Regional Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Hannibal

InstitutionScoreAssetsCapitalProblem loansCompare
Members "first" Community Credit UnionCredit union Quincy, IL92 out of 100, Very strong$111.6M25.4%0.03%vs
Town & Country Bank MidwestBank Quincy, IL92 out of 100, Very strong$279.3M14.9%0.15%vs
Farmers State BankBank Pittsfield, IL88 out of 100, Very strong$339.8M15.0%0.23%vs
Liberty BankBank Liberty, IL86 out of 100, Very strong$193.9M12.2%0.14%vs
United Community Credit UnionCredit union Quincy, IL84 out of 100, Strong$134.1M15.4%0.40%vs
Western Illinois School Employees Credit UnionCredit union Quincy, IL83 out of 100, Strong$24.0M16.1%0.17%vs