Side-by-side · Q2 2026 data
Northern Communities Credit Union vs Indianhead Credit Union
Credit union
Northern Communities Credit Union
Duluth, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Northern Communities Credit Union | Indianhead Credit Union |
|---|---|---|
| TellerScore | 52 | 86 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 36 | 74 (stronger) |
| Earnings | 42 | 82 (stronger) |
| Funding & liquidity | 67 | 78 (stronger) |
| Problem-loan coverage | 70 | 93 (stronger) |
| Peer percentile | 8th | 89th |
| Total assets | $124.3M | $101.2M |
| Deposits / shares | $108.9M | $83.5M |
| Capital ratio | 10.79% | 14.98% (stronger) |
| Problem loans | 1.92% | 0.78% (stronger) |
| Net charge-offs | 0.55% | 0.07% (stronger) |
| Return on assets | 0.56% | 1.55% (stronger) |
| Loans ÷ deposits | 93.0% | 82.3% (stronger) |
| Uninsured deposits | 3.4% | 1.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.5% |
Indianhead Credit Union has the higher TellerScore (86 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Northern Communities Credit Union leads on 0 and Indianhead Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.