Side-by-side · Q2 2026 data
Northern Communities Credit Union vs Leading Edge Credit Union
Credit union
Northern Communities Credit Union
Duluth, Minnesota · $100 million – $1 billion
Credit union
Leading Edge Credit Union
Worthington, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Northern Communities Credit Union | Leading Edge Credit Union |
|---|---|---|
| TellerScore | 52 | 54 (stronger) |
| Capital cushion | 58 (stronger) | 39 |
| Loan quality | 36 | 68 (stronger) |
| Earnings | 42 (stronger) | 31 |
| Funding & liquidity | 67 | 72 (stronger) |
| Problem-loan coverage | 70 | 83 (stronger) |
| Peer percentile | 8th | 10th |
| Total assets | $124.3M | $143.2M |
| Deposits / shares | $108.9M | $128.7M |
| Capital ratio | 10.79% (stronger) | 8.95% |
| Problem loans | 1.92% | 0.96% (stronger) |
| Net charge-offs | 0.55% | 0.37% (stronger) |
| Return on assets | 0.56% (stronger) | 0.28% |
| Loans ÷ deposits | 93.0% | 87.8% (stronger) |
| Uninsured deposits | 3.4% (stronger) | 4.4% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Leading Edge Credit Union has the higher TellerScore (54 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Northern Communities Credit Union leads on 3 and Leading Edge Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.