Side-by-side · Q2 2026 data
Northern Indiana Federal Credit Union vs Haynes Community Federal Credit Union
Credit union
Northern Indiana Federal Credit Union
Merrillville, Indiana · Under $100 million in assets
Credit union
Haynes Community Federal Credit Union
Kokomo, Indiana · Under $100 million in assets
Metric by metric
| Measure | Northern Indiana Federal Credit Union | Haynes Community Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 58 |
| Capital cushion | 43 | 66 (stronger) |
| Loan quality | 95 (stronger) | 32 |
| Earnings | 48 | 49 (stronger) |
| Funding & liquidity | 82 | 84 (stronger) |
| Problem-loan coverage | 98 (stronger) | 75 |
| Peer percentile | 36th | 19th |
| Total assets | $41.7M | $42.3M |
| Deposits / shares | $37.1M | $37.2M |
| Capital ratio | 9.25% | 11.59% (stronger) |
| Problem loans | 0.15% (stronger) | 2.04% |
| Net charge-offs | 0.24% (stronger) | 0.35% |
| Return on assets | 0.69% | 0.71% (stronger) |
| Loans ÷ deposits | 78.4% | 76.2% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 3.3% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Indiana Federal Credit Union has the higher TellerScore (68 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Northern Indiana Federal Credit Union leads on 4 and Haynes Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.