Side-by-side · Q2 2026 data
Northern Indiana Federal Credit Union vs Midwest Family Federal Credit Union
Credit union
Northern Indiana Federal Credit Union
Merrillville, Indiana · Under $100 million in assets
Credit union
Midwest Family Federal Credit Union
Portage, Indiana · Under $100 million in assets
Metric by metric
| Measure | Northern Indiana Federal Credit Union | Midwest Family Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 60 |
| Capital cushion | 43 | 56 (stronger) |
| Loan quality | 95 (stronger) | 47 |
| Earnings | 48 (stronger) | 37 |
| Funding & liquidity | 82 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 86 |
| Peer percentile | 36th | 22nd |
| Total assets | $41.7M | $39.0M |
| Deposits / shares | $37.1M | $35.4M |
| Capital ratio | 9.25% | 10.64% (stronger) |
| Problem loans | 0.15% (stronger) | 1.58% |
| Net charge-offs | 0.24% | -0.07% (stronger) |
| Return on assets | 0.69% (stronger) | 0.42% |
| Loans ÷ deposits | 78.4% | 53.6% (stronger) |
| Uninsured deposits | 2.7% (stronger) | 3.7% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Indiana Federal Credit Union has the higher TellerScore (68 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Northern Indiana Federal Credit Union leads on 4 and Midwest Family Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.