TellerScore

Headquartered in Portage, Indiana, Midwest Family Federal Credit Union is a federal credit union with $39.0M in total assets and $35.4M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1962.

Midwest Family Federal Credit Union has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 22% of its 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 97th. Funding & liquidity contributes the most (100/100, 54% loans-to-deposits, 4% uninsured); earnings contributes the least (37/100, 0.42%).

TellerScore · Q2 2026

Scorecard

Capital cushion56/100
Net worth ratio: 10.64%
Loan quality47/100
Loans 60+ days delinquent ÷ total loans: 1.58%
Earnings37/100
Return on assets (annualized): 0.42%
Funding & liquidity100/100
Loans ÷ shares: 53.6% · 3.7% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.23%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 60).

TellerScore
576675Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202472
Q3 202470
Q4 202475
Q1 202572
Q2 202559
Q3 202557
Q4 202562
Q1 202657
Q2 202660
Net worth ratio
7.00%9.20%11.40%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.29%
Q3 20249.46%
Q4 202410.40%
Q1 202511.22%
Q2 202511.32%
Q3 202511.40%
Q4 202510.80%
Q1 202610.44%
Q2 202610.64%
Delinquent loans (60+ days)
0.63%1.40%2.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.78%
Q3 20240.63%
Q4 20240.91%
Q1 20250.64%
Q2 20251.84%
Q3 20252.18%
Q4 20251.53%
Q1 20261.55%
Q2 20261.58%
Return on assets
0.20%0.95%1.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.49%
Q3 20241.12%
Q4 20241.71%
Q1 20250.68%
Q2 20250.43%
Q3 20250.47%
Q4 20250.57%
Q1 20260.20%
Q2 20260.42%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$39.0M10.64%1.58%0.42%53.6%
Q1 202657$39.1M10.44%1.55%0.20%51.3%
Q4 202562$37.7M10.80%1.53%0.57%54.4%
Q3 202557$38.0M11.40%2.18%0.47%54.8%
Q2 202559$37.9M11.32%1.84%0.43%56.6%
Q1 202572$38.1M11.22%0.64%0.68%57.0%
Q4 202475$37.1M10.40%0.91%1.71%62.6%
Q3 202470$37.5M9.46%0.63%1.12%61.7%
Q2 202472$37.8M9.29%0.78%1.49%60.0%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.64%
21st
Problem loans1.58%
27th
Net charge-offs-0.07%
92nd
Return on assets0.42%
38th
Loans to deposits53.6%
57th
Uninsured deposits3.7%
30th
Loan-loss reserves0.00%
37th
Texas ratio7.2%
20th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
City of Firsts Community Federal Credit UnionCredit union Kokomo, IN71 out of 100, Strong$38.5M10.2%0.08%vs
Hoosier United Credit UnionCredit union Indianapolis, IN83 out of 100, Strong$37.5M13.2%0.68%vs
Hometown Federal Credit UnionCredit union Peru, IN79 out of 100, Strong$37.2M33.3%1.68%vs
Health Care Professionals Federal Credit UnionCredit union Richmond, IN96 out of 100, Very strong$41.6M18.6%0.00%vs
Northern Indiana Federal Credit UnionCredit union Merrillville, IN68 out of 100, Moderate$41.7M9.3%0.15%vs
Community Link Federal Credit UnionCredit union Huntington, IN65 out of 100, Moderate$35.9M13.4%2.04%vs

Deposit insurance

Is my money safe at Midwest Family Federal Credit Union?

Yes. Midwest Family Federal Credit Union is a federally insured credit union (NCUA charter #15007). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.7% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 10.64%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Midwest Family Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Midwest Family Federal Credit Union
Type
Federal credit union
NCUA charter #
15007
RSSD ID
866783
Primary regulator
NCUA
Established
1962
Headquarters
Po Box 48, Portage, IN 46368
Employees
9

Quick answers

Midwest Family Federal Credit Union: common questions

Is Midwest Family Federal Credit Union NCUA insured?

Yes. Midwest Family Federal Credit Union is a federally insured credit union (NCUA charter #15007). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Midwest Family Federal Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Midwest Family Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Portage

InstitutionScoreAssetsCapitalProblem loansCompare
First State Bank of PorterBank Porter, IN90 out of 100, Very strong$162.3M16.8%0.00%vs
First Savings Bank of HegewischBank Chicago, IL84 out of 100, Strong$787.0M14.9%0.06%vs
Providence Bank & TrustBank South Holland, IL81 out of 100, Strong$1.6B11.5%0.01%vs
Gary Police Department Employees Federal Credit UnionCredit union Gary, IN80 out of 100, Strong$1.2M41.4%0.00%vs
Gesb Sheet Metal Workers Federal Credit UnionCredit union Portage, IN77 out of 100, Strong$11.8M11.1%0.00%vs
Whiting Refinery Federal Credit UnionCredit union Whiting, IN77 out of 100, Strong$53.4M26.5%1.34%vs