Side-by-side · Q2 2026 data
Northern Indiana Federal Credit Union vs Origins Credit Union
Credit union
Northern Indiana Federal Credit Union
Merrillville, Indiana · Under $100 million in assets
Metric by metric
| Measure | Northern Indiana Federal Credit Union | Origins Credit Union |
|---|---|---|
| TellerScore | 68 | 79 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 95 (stronger) | 92 |
| Earnings | 48 (stronger) | 28 |
| Funding & liquidity | 82 (stronger) | 70 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 36th | 62nd |
| Total assets | $41.7M | $43.7M |
| Deposits / shares | $37.1M | $35.6M |
| Capital ratio | 9.25% | 16.25% (stronger) |
| Problem loans | 0.15% (stronger) | 0.25% |
| Net charge-offs | 0.24% (stronger) | 0.42% |
| Return on assets | 0.69% (stronger) | 0.19% |
| Loans ÷ deposits | 78.4% (stronger) | 90.3% |
| Uninsured deposits | 2.7% | 2.2% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Origins Credit Union has the higher TellerScore (79 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Northern Indiana Federal Credit Union leads on 4 and Origins Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.