Side-by-side · Q2 2026 data
Northern Interstate Bank, N. A. vs Iron Mountain Kingsford Community Federal Credit Union
Credit union
Iron Mountain Kingsford Community Federal Credit Union
Kingsford, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Northern Interstate Bank, N. A. | Iron Mountain Kingsford Community Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 96 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 75 | 94 (stronger) |
| Earnings | 55 | 86 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 29th | 99th |
| Total assets | $193.5M | $149.4M |
| Deposits / shares | $170.8M | $121.8M |
| Capital ratio | 9.36% | 17.86% (stronger) |
| Problem loans | 0.75% | 0.18% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.22% |
| Return on assets | 0.88% | 1.66% (stronger) |
| Loans ÷ deposits | 47.4% | 28.6% (stronger) |
| Uninsured deposits | 25.1% | 1.9% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iron Mountain Kingsford Community Federal Credit Union has the higher TellerScore (96 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Northern Interstate Bank, N. A. leads on 1 and Iron Mountain Kingsford Community Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.