Side-by-side · Q2 2026 data
Northern Kentucky Federal Credit Union vs Louisville Federal Credit Union
Credit union
Northern Kentucky Federal Credit Union
Highland Height, Kentucky · Under $100 million in assets
Credit union
Louisville Federal Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Northern Kentucky Federal Credit Union | Louisville Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 81 |
| Capital cushion | 90 | 100 (stronger) |
| Loan quality | 90 (stronger) | 72 |
| Earnings | 84 (stronger) | 41 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 90th | 68th |
| Total assets | $43.1M | $37.2M |
| Deposits / shares | $36.3M | $29.6M |
| Capital ratio | 13.99% | 20.05% (stronger) |
| Problem loans | 0.29% (stronger) | 0.84% |
| Net charge-offs | 0.09% (stronger) | 0.24% |
| Return on assets | 1.61% (stronger) | 0.53% |
| Loans ÷ deposits | 51.4% | 33.2% (stronger) |
| Uninsured deposits | 0.7% (stronger) | 2.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Northern Kentucky Federal Credit Union has the higher TellerScore (91 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Northern Kentucky Federal Credit Union leads on 5 and Louisville Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.