Side-by-side · Q2 2026 data
Northern New Mexico School Employee Federal Credit Union vs Del Norte Credit Union
Credit union
Northern New Mexico School Employee Federal Credit Union
Santa Fe, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Northern New Mexico School Employee Federal Credit Union | Del Norte Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 66 |
| Capital cushion | 75 (stronger) | 44 |
| Loan quality | 39 | 85 (stronger) |
| Earnings | 59 (stronger) | 51 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 36th | 44th |
| Total assets | $44.5M | $1.5B |
| Deposits / shares | $37.9M | $1.3B |
| Capital ratio | 12.48% (stronger) | 9.43% |
| Problem loans | 1.82% | 0.45% (stronger) |
| Net charge-offs | 0.48% (stronger) | 1.00% |
| Return on assets | 0.99% (stronger) | 0.78% |
| Loans ÷ deposits | 30.7% (stronger) | 75.5% |
| Uninsured deposits | 3.2% (stronger) | 16.9% |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.7% |
Northern New Mexico School Employee Federal Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Northern New Mexico School Employee Federal Credit Union leads on 6 and Del Norte Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.