Side-by-side · Q2 2026 data
Northern New Mexico School Employee Federal Credit Union vs Guadalupe Credit Union
Credit union
Northern New Mexico School Employee Federal Credit Union
Santa Fe, New Mexico · Under $100 million in assets
Metric by metric
| Measure | Northern New Mexico School Employee Federal Credit Union | Guadalupe Credit Union |
|---|---|---|
| TellerScore | 68 | 68 |
| Capital cushion | 75 | 75 |
| Loan quality | 39 | 48 (stronger) |
| Earnings | 59 | 60 (stronger) |
| Funding & liquidity | 100 (stronger) | 89 |
| Problem-loan coverage | 92 (stronger) | 84 |
| Peer percentile | 36th | 45th |
| Total assets | $44.5M | $348.2M |
| Deposits / shares | $37.9M | $299.9M |
| Capital ratio | 12.48% | 12.51% (stronger) |
| Problem loans | 1.82% | 1.57% (stronger) |
| Net charge-offs | 0.48% (stronger) | 0.67% |
| Return on assets | 0.99% | 1.01% (stronger) |
| Loans ÷ deposits | 30.7% (stronger) | 71.0% |
| Uninsured deposits | 3.2% (stronger) | 10.7% |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Northern New Mexico School Employee Federal Credit Union leads on 3 and Guadalupe Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.