Side-by-side · Q2 2026 data
Northern Redwood Federal Credit Union vs Center City Community Credit Union
Credit union
Northern Redwood Federal Credit Union
Arcata, California · Under $100 million in assets
Credit union
Center City Community Credit Union
Buena Park, California · Under $100 million in assets
Metric by metric
| Measure | Northern Redwood Federal Credit Union | Center City Community Credit Union |
|---|---|---|
| TellerScore | 48 | 62 (stronger) |
| Capital cushion | 29 | 37 (stronger) |
| Loan quality | 64 | 97 (stronger) |
| Earnings | 0 | 9 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 78 | 99 (stronger) |
| Peer percentile | 7th | 24th |
| Total assets | $23.7M | $26.2M |
| Deposits / shares | $21.8M | $23.4M |
| Capital ratio | 7.89% | 8.66% (stronger) |
| Problem loans | 1.07% | 0.10% (stronger) |
| Net charge-offs | 0.81% | 0.11% (stronger) |
| Return on assets | -1.13% | -0.28% (stronger) |
| Loans ÷ deposits | 55.7% (stronger) | 55.8% |
| Uninsured deposits | 6.4% | 4.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Center City Community Credit Union has the higher TellerScore (62 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Northern Redwood Federal Credit Union leads on 1 and Center City Community Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.