Side-by-side · Q2 2026 data
Northfield Savings Bank vs Ledyard National Bank
Metric by metric
| Measure | Northfield Savings Bank | Ledyard National Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 63 |
| Capital cushion | 60 (stronger) | 33 |
| Loan quality | 83 | 90 (stronger) |
| Earnings | 48 | 48 |
| Funding & liquidity | 71 | 77 (stronger) |
| Problem-loan coverage | 93 | 95 (stronger) |
| Peer percentile | 49th | 30th |
| Total assets | $1.6B | $1.1B |
| Deposits / shares | $1.3B | $874.4M |
| Capital ratio | 10.96% (stronger) | 8.27% |
| Problem loans | 0.52% | 0.31% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.71% (stronger) | 0.71% |
| Loans ÷ deposits | 86.0% | 83.6% (stronger) |
| Uninsured deposits | 18.0% | 13.0% (stronger) |
| Offices | 13 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Northfield Savings Bank has the higher TellerScore (68 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Northfield Savings Bank leads on 3 and Ledyard National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.