Side-by-side · Q2 2026 data
Northfield Savings Bank vs Mascoma Bank
Metric by metric
| Measure | Northfield Savings Bank | Mascoma Bank |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 60 (stronger) | 41 |
| Loan quality | 83 | 95 (stronger) |
| Earnings | 48 (stronger) | 40 |
| Funding & liquidity | 71 (stronger) | 65 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 49th | 33rd |
| Total assets | $1.6B | $3.0B |
| Deposits / shares | $1.3B | $2.6B |
| Capital ratio | 10.96% (stronger) | 9.09% |
| Problem loans | 0.52% | 0.15% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.01% |
| Return on assets | 0.71% (stronger) | 0.50% |
| Loans ÷ deposits | 86.0% (stronger) | 95.1% |
| Uninsured deposits | 18.0% | 13.6% (stronger) |
| Offices | 13 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.5% | — |
Northfield Savings Bank has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Northfield Savings Bank leads on 5 and Mascoma Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Burlington, VT
- South Burlington, VT
- Bethel, VT